This article was first published on Blog – Civic Technologies, Inc.
Picture this: it’s Thursday after work, and you’re heading to happy hour with your friends. Before you enter the bar, the bouncer asks to see your ID card. You show him your license, which includes not only your full name and date of birth but also your height, weight, and address.
This whole transaction is a normal and accepted part of socializing, yet it’s actually not as straightforward as it may seem. In reality, the bouncer really shouldn’t be privy to any of your personal information apart from your date of birth. It’s just one scenario where your personal identifying information is exposed to the public in a situation where you are forced to share more than is necessary for the transaction to occur.
While it’s unlikely that your usual post-work watering hole is stealing your license information, identity fraud is becoming more and more common. One out of 15 consumers reported being a victim of identity theft in 2017. Data breaches are not the only way your personal information, along with your credit card information, can end up in the wrong hands.
The State of Identity Sharing
We’ve become conditioned to accept that sharing our identity is a fair trade for goods and services. In one experiment, consumers were willing to hand over their license information, mother’s maiden name, and other personally identifiable details for something as basic as a cookie. This transaction happens nearly every day as the price to pay for being part of the modern economy.
Research from the Identity Theft Research Center found that between 2005 and 2017, “significant” data breaches— e.g., those that impact millions of consumers – increased from about 200 per year to more than 1,300. Of course, there are bad actors that will always ...
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Blog – Civic Technologies, Inc.